Send and receive Colombian pesos (COP) with Bitso. Colombia Payments connects your platform to the country’s main rails — Bre-B, PSE, and bank transfers (ACH) — with one consistent REST contract, real-time webhook updates, and clear status lifecycles.

Key Features & Benefits

One API for COP rails: Use the same resources for Bre-B alias payments, PSE redirect charges, and ACH bank transfers.
Payouts and pay-ins: Create payouts, register Bre-B pay-in keys to receive funds, start PSE pay-in intents, and read settled pay-ins.
Real-time notifications: Webhooks keep your system informed as payouts, pay-in intents, and pay-ins change status.
Secure & reliable: All requests must be authenticated using your Bitso API key and secret (HMAC).
Safe retries: For Bre-B payouts, preview_payout_id is the idempotency key — the Idempotency-Key header is not supported for that flow.

Time to Settlement

Type	Processing time
Bre-B	~20 seconds (up to 3 min max)
Nequi / Bancolombia	Between 10 and 15 minutes
Daviplata / Davivienda	Between 10 and 15 minutes
BBVA	Between 10 and 15 minutes
Grupo Aval	Between 10 and 15 minutes
Coopcentral	Between 10 and 15 minutes
Other banks (ACH)	Per ACH cycles

Supported Rails

Rail	Direction	Discriminator (`type`)	What it does
Bre-B	Payout	`CO_BREB`	Send COP to a beneficiary alias (phone, email, or other key types).
ACH	Payout	`CO_ACH`	Send COP to a Colombian bank account. Third-party payouts validate `document_id` by type; use `NIT` only for a legal person.
Bre-B	Pay-in	`CO_BREB`	Register a standing alias (`payin_key`) so payers can send you COP.
PSE	Pay-in	`CO_PSE`	Create a per-transaction pay-in intent and redirect the payer to online banking. Use `bank_code` `1022` in stage; in production use a code from https://api.bitso.com/v3/banks/co.
ACH	Pay-in	`CO_ACH`	Refund of an ACH payout only. See Get payin for the fields that link it to the payout that was returned. Inbound COP is Bre-B or PSE.

Get Started

Ready to move COP?

Set up credentials: Create or reuse Bitso API credentials and sign requests as described in Authentication.
Register your webhook URL: Subscribe to payout, pay-in, and pay-in intent events with Create webhook subscriptions so you receive status updates.
Call the API: Use /payments/v1/ endpoints with the Colombia type values above (CO_BREB, CO_ACH, CO_PSE).

For more details, check out our full documentation: